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📜 TERMS OF USE, PRIVACY POLICY & DISCLAIMERS

Mind On Billions / Nes Velazquez

Effective Date: Fri Mar 20, 2026

1. OVERVIEW

This website and all related services are owned and operated by Mind On Billions and/or Nes Velazquez (“Company,” “we,” “our,” or “us”).

 

By accessing this website, engaging with our content, purchasing services, or interacting with our platforms (including AI assistants such as “Liana”), you agree to the following Terms, Privacy Policy, and Disclaimers.

If you do not agree, please do not use our services.

 

2. SERVICES PROVIDED

 

We provide:

  • Educational content (trading, business, financial literacy)

  • Mentorship and coaching

  • Digital products and training programs

  • Trade signals and market insights (where applicable)

  • Business and marketing education

  • Referral connections to third-party providers (financial services, brokers, etc.)

  • AI-based assistance and automated responses

 

All services are provided for educational and informational purposes only.

 

3. NO FINANCIAL, LEGAL, OR TAX ADVICE

 

Nothing on this website or within our services constitutes:

  • financial advice

  • investment advice

  • legal advice

  • tax advice

 

You are solely responsible for your decisions.

We strongly recommend consulting licensed professionals before making financial decisions.

4. TRADING & RISK DISCLAIMER

Trading involves significant risk.

  • There are no guarantees of profit

  • You may lose some or all of your capital

  • Past performance does not guarantee future results

 

Any:

  • trade signals

  • market insights

  • predictions

  • strategies

 

are provided for educational purposes only.

You are responsible for your own trades and risk management.

5. PROP FIRM DISCLAIMER

We may provide guidance or services related to prop firm evaluations.

 

However:

  • We do not guarantee that you will pass any evaluation

  • We do not guarantee funding

  • Success depends on your performance, discipline, and adherence to rules

 

You are responsible for complying with the terms of any prop firm you engage with.

6. BUSINESS & INCOME DISCLAIMER

We provide education and opportunities related to business and income generation.

 

However:

  • We do not guarantee income or results

  • Results vary based on effort, skill, consistency, and external factors

 

Any income examples are illustrative only, not promises.

 

7. AFFILIATE & COMPENSATION DISCLOSURE

We may have affiliate relationships with:

  • brokers

  • platforms

  • financial services

  • third-party providers

 

This means:

  • We may earn commissions if you use certain links or services

  • This does not increase your cost

 

We do not guarantee outcomes from third-party services.

8. THIRD-PARTY SERVICES DISCLAIMER

 

We may refer or connect you to third-party providers.

 

Important:

  • We do not control these providers

  • We are not responsible for their services, actions, or outcomes

  • You must perform your own due diligence

 

9. FINANCIAL SERVICES DISCLAIMER

Certain services (credit, insurance, funding, tax, etc.) may require licensing.

Where applicable:

  • We act as a connector or marketer

  • Licensed professionals handle regulated services

 

We do not represent ourselves as licensed unless explicitly stated.

 

10. AI ASSISTANT DISCLAIMER (LIANA)

 

Our AI assistant (“Liana”) provides:

  • automated responses

  • general guidance

  • informational support

 

However:

  • AI responses may not always be accurate or complete

  • AI does not replace professional advice

  • Users should verify important information independently

 

11. USER RESPONSIBILITY

 

By using our services, you agree that:

  • You are responsible for your own decisions

  • You will not rely solely on our content

  • You understand the risks involved

 

12. PAYMENTS & NO REFUNDS (EDIT IF NEEDED)

 

All sales are final unless otherwise stated in writing.

 

Due to the nature of:

  • digital products

  • educational content

  • mentorship

 

we do not guarantee refunds.

 

(👉 You can customize this depending on your policy)

 

13. INTELLECTUAL PROPERTY

 

All content including:

  • videos

  • courses

  • materials

  • branding

  • systems

 

are owned by Mind On Billions / Nes Velazquez.

 

You may not:

  • copy

  • distribute

  • reproduce

  • resell

 

without written permission.

 

14. LIMITATION OF LIABILITY

 

We are not liable for:

  • financial losses

  • trading losses

  • business losses

  • decisions made based on our content

 

You agree to use our services at your own risk.

 

15. PRIVACY POLICY

 

We collect information such as:

  • name

  • email

  • phone number

  • usage data

  • interaction data (including AI/chat)

We use this information to:

  • provide services

  • improve user experience

  • communicate updates and offers

  • support marketing efforts

We do not sell your personal data.

 

We may share data with:

  • trusted partners

  • service providers

  • platforms necessary to operate our business

 

16. DATA SECURITY

 

We take reasonable measures to protect your data.

 

However:

  • No system is 100% secure

  • You use the platform at your own risk

 

17. COOKIES & TRACKING

 

We may use:

  • cookies

  • tracking tools

  • analytics

 

to improve performance and user experience.

 

18. MODIFICATIONS

 

We reserve the right to update these terms at any time.

Continued use of our services means you accept the updated terms.

 

19. GOVERNING LAW

These terms are governed by the laws of the State of Florida, United States.

 

20. CONTACT

 

For questions, contact:

Mind On Billions / Nes Velazquez
nes@mindonbillions.com
https://mindonbillions.pro

 

By using this website, you acknowledge that you have read, understood, and agreed to our Terms, Privacy Policy, and Disclaimers. All services are provided for educational purposes only. Results are not guaranteed.

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