📜 TERMS OF USE, PRIVACY POLICY & DISCLAIMERS
Mind On Billions / Nes Velazquez
Effective Date: Fri Mar 20, 2026
1. OVERVIEW
This website and all related services are owned and operated by Mind On Billions and/or Nes Velazquez (“Company,” “we,” “our,” or “us”).
By accessing this website, engaging with our content, purchasing services, or interacting with our platforms (including AI assistants such as “Liana”), you agree to the following Terms, Privacy Policy, and Disclaimers.
If you do not agree, please do not use our services.
2. SERVICES PROVIDED
We provide:
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Educational content (trading, business, financial literacy)
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Mentorship and coaching
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Digital products and training programs
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Trade signals and market insights (where applicable)
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Business and marketing education
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Referral connections to third-party providers (financial services, brokers, etc.)
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AI-based assistance and automated responses
All services are provided for educational and informational purposes only.
3. NO FINANCIAL, LEGAL, OR TAX ADVICE
Nothing on this website or within our services constitutes:
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financial advice
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investment advice
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legal advice
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tax advice
You are solely responsible for your decisions.
We strongly recommend consulting licensed professionals before making financial decisions.
4. TRADING & RISK DISCLAIMER
Trading involves significant risk.
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There are no guarantees of profit
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You may lose some or all of your capital
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Past performance does not guarantee future results
Any:
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trade signals
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market insights
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predictions
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strategies
are provided for educational purposes only.
You are responsible for your own trades and risk management.
5. PROP FIRM DISCLAIMER
We may provide guidance or services related to prop firm evaluations.
However:
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We do not guarantee that you will pass any evaluation
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We do not guarantee funding
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Success depends on your performance, discipline, and adherence to rules
You are responsible for complying with the terms of any prop firm you engage with.
6. BUSINESS & INCOME DISCLAIMER
We provide education and opportunities related to business and income generation.
However:
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We do not guarantee income or results
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Results vary based on effort, skill, consistency, and external factors
Any income examples are illustrative only, not promises.
7. AFFILIATE & COMPENSATION DISCLOSURE
We may have affiliate relationships with:
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brokers
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platforms
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financial services
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third-party providers
This means:
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We may earn commissions if you use certain links or services
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This does not increase your cost
We do not guarantee outcomes from third-party services.
8. THIRD-PARTY SERVICES DISCLAIMER
We may refer or connect you to third-party providers.
Important:
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We do not control these providers
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We are not responsible for their services, actions, or outcomes
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You must perform your own due diligence
9. FINANCIAL SERVICES DISCLAIMER
Certain services (credit, insurance, funding, tax, etc.) may require licensing.
Where applicable:
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We act as a connector or marketer
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Licensed professionals handle regulated services
We do not represent ourselves as licensed unless explicitly stated.
10. AI ASSISTANT DISCLAIMER (LIANA)
Our AI assistant (“Liana”) provides:
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automated responses
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general guidance
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informational support
However:
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AI responses may not always be accurate or complete
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AI does not replace professional advice
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Users should verify important information independently
11. USER RESPONSIBILITY
By using our services, you agree that:
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You are responsible for your own decisions
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You will not rely solely on our content
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You understand the risks involved
12. PAYMENTS & NO REFUNDS (EDIT IF NEEDED)
All sales are final unless otherwise stated in writing.
Due to the nature of:
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digital products
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educational content
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mentorship
we do not guarantee refunds.
(👉 You can customize this depending on your policy)
13. INTELLECTUAL PROPERTY
All content including:
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videos
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courses
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materials
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branding
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systems
are owned by Mind On Billions / Nes Velazquez.
You may not:
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copy
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distribute
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reproduce
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resell
without written permission.
14. LIMITATION OF LIABILITY
We are not liable for:
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financial losses
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trading losses
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business losses
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decisions made based on our content
You agree to use our services at your own risk.
15. PRIVACY POLICY
We collect information such as:
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name
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email
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phone number
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usage data
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interaction data (including AI/chat)
We use this information to:
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provide services
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improve user experience
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communicate updates and offers
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support marketing efforts
We do not sell your personal data.
We may share data with:
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trusted partners
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service providers
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platforms necessary to operate our business
16. DATA SECURITY
We take reasonable measures to protect your data.
However:
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No system is 100% secure
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You use the platform at your own risk
17. COOKIES & TRACKING
We may use:
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cookies
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tracking tools
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analytics
to improve performance and user experience.
18. MODIFICATIONS
We reserve the right to update these terms at any time.
Continued use of our services means you accept the updated terms.
19. GOVERNING LAW
These terms are governed by the laws of the State of Florida, United States.
20. CONTACT
For questions, contact:
Mind On Billions / Nes Velazquez
nes@mindonbillions.com
https://mindonbillions.pro